{"id":54989,"date":"2023-11-23T14:57:13","date_gmt":"2023-11-23T13:57:13","guid":{"rendered":"https:\/\/www.intesa.it\/it-wallet-o-eudi-wallet-cosa-succede-con-le-identita-digitali-in-italia\/"},"modified":"2024-09-26T17:07:38","modified_gmt":"2024-09-26T15:07:38","slug":"it-wallet-or-eudi-wallet-whats-happening-with-digital-identities-in-italy","status":"publish","type":"post","link":"https:\/\/oldintesa.etinet.net\/en\/it-wallet-or-eudi-wallet-whats-happening-with-digital-identities-in-italy\/","title":{"rendered":"IT Wallet or EUDI Wallet? What&#8217;s happening with digital identities in Italy"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; module_id=&#8221;post-blog-intesa&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;80%&#8221; use_custom_width=&#8221;on&#8221; width_unit=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_post_title author=&#8221;off&#8221; date_format=&#8221;j F Y&#8221; categories=&#8221;off&#8221; comments=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; title_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; border_style=&#8221;solid&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_post_title][et_pb_text admin_label=&#8221;Sottotitolo&#8221; _builder_version=&#8221;4.16&#8243; header_2_font_size=&#8221;22px&#8221; custom_css_main_element=&#8221;font-size: 24px!important;||font-weight: 400;||font-family: &#8216;Ubuntu&#8217;;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"sottotitolo\" style=\"font-size: 20px !important;\"><span style=\"font-weight: 400;\">We clarify the latest news with Giuseppe Mariani and Matteo Panfilo<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.intesa.it\/wp-content\/uploads\/2023\/06\/articolo_Digital-identity.png&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_divider color=&#8221;#6aca98&#8243; divider_weight=&#8221;6&#8243; _builder_version=&#8221;4.16&#8243; max_width=&#8221;300px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;32px&#8221; custom_margin=&#8221;60px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text admin_label=&#8221;Paragrafo di apertura&#8221; _builder_version=&#8221;4.23.1&#8243; custom_css_main_element=&#8221;font-size:24px!important;||font-weight:400;||font-family: &#8216;droid-sans&#8217;;&#8221; border_radii=&#8221;on|0px|0px|0px|0px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">How is the digital identity ecosystem changing in Italy? We talked about it with Giuseppe Mariani and Matteo Panfilo<\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#6aca98&#8243; divider_weight=&#8221;6&#8243; _builder_version=&#8221;4.16&#8243; max_width=&#8221;300px&#8221; module_alignment=&#8221;center&#8221; height=&#8221;32px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text admin_label=&#8221;Table of content&#8221; _builder_version=&#8221;4.16&#8243; custom_css_main_element=&#8221;background-color:#f4f7fa;||font-family: &#8216;Ubuntu&#8217;;&#8221; global_colors_info=&#8221;{}&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"freccia-interna alignright wp-image-45945\" src=\"https:\/\/www.intesa.it\/wp-content\/uploads\/2021\/11\/freccia-interna.png\" alt=\"\" width=\"31\" height=\"36\" \/><\/p>\n<p style=\"padding-left: 26px; padding-top: 26px;\"><strong>In questo articolo scoprirai:<\/strong><\/p>\n<p>\n\n\t<div id=\"toc\">\n\t  \n\t<\/div>\n\n\t<style>\n\t#toc {\n\t\tbackground-color: #F4F7FA;\n\t}\n\n\t#toc p{\n\t\tfont-size:18px;\n\t\tcolor: #013158;\n\t\tfont-weight: bold;\n\t}\n\n\t#toc ul {\n\t  list-style-type: none;\n\t}\n\t<\/style>\n\n\t\t<script>\n\t\t\n\n\tvar c = function() {\n\t\treturn({\n\t\t\tlog: function(msg) {\n\t\t\t  consoleDiv = document.getElementById('post-blog-intesa');\n\t\t\t  para = document.createElement('p');\n\t\t\t  text = document.createTextNode(msg);\n\t\t\t  para.appendChild(text);\n\t\t\t  consoleDiv.appendChild(para);\n\t\t\t}\n\t\t});\n\t}();\n\n\twindow.onload = function () {\n\t\tvar toc = \"\";\n\t\tvar level = 0;\n\t\tvar maxLevel = 3;\n\n\t\tdocument.getElementById(\"post-blog-intesa\").innerHTML =\n\t\t\tdocument.getElementById(\"post-blog-intesa\").innerHTML.replace(\n\t\t\t\t\/<h([\\d])>([^<]+)<\\\/h([\\d])>\/gi,\n\t\t\t\tfunction (str, openLevel, titleText, closeLevel) {\n\t\t\t\t\tif (openLevel != closeLevel) {\n\t\t\t\t\t c.log(openLevel)\n\t\t\t\t\t\treturn str + ' - ' + openLevel;\n\t\t\t\t\t}\n\n\t\t\t\t\tif (openLevel > level) {\n\t\t\t\t\t\ttoc += (new Array(openLevel - level + 1)).join(\"<ul>\");\n\t\t\t\t\t} else if (openLevel < level) {\n\t\t\t\t\t\ttoc += (new Array(level - openLevel + 1)).join(\"<\/ul>\");\n\t\t\t\t\t}\n\n\t\t\t\t\tlevel = parseInt(openLevel);\n\n\t\t\t\t\tvar anchor = titleText.replace(\/ \/g, \"_\");\n\t\t\t\t\ttoc += \"<li><a href=\\\"#\" + anchor + \"\\\">\" + titleText\n\t\t\t\t\t\t+ \"<\/a><\/li>\";\n\n\t\t\t\t\treturn \"<h\" + openLevel + \"><a name=\\\"\" + anchor + \"\\\">\"\n\t\t\t\t\t\t+ titleText + \"<\/a><\/h\" + closeLevel + \">\";\n\t\t\t\t}\n\t\t\t);\n\n\t\tif (level) {\n\t\t\ttoc += (new Array(level + 1)).join(\"<\/ol>\");\n\t\t}\n\n\t\tdocument.getElementById(\"toc\").innerHTML += toc;\n\t};\n\n\t\t<\/script>\n\n\n\n\t\t[\/et_pb_text][et_pb_text admin_label=&#8221;intro&#8221; _builder_version=&#8221;4.23.1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Let us recapitulate some key steps. In mid-2021, the EU starts work to create the <\/span><b>European Digital Identity (EUDI) Wallet<\/b><span style=\"font-weight: 400;\">. In October 2022, a decree introduces a new way of using CIE, with Security Level 2, which simplifies usability by bringing it closer to that of SPID. In the meantime, news spreads, later denied, that the Italian government wants to deactivate SPID. <\/span><b>In May 2023, the Department for Digital Transformation announced the IT Wallet.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">That the digital identity ecosystem in Italy is in ferment is clear, but to what end? We discussed this in this interview with <\/span><b>Matteo Panfilo, Chief Solution Officer, and Giuseppe Mariani, General Manager of Intesa.<\/b><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;IT Wallet e EUDI Wallet sono la stessa cosa? Quali differenze ci sono?&#8221; _builder_version=&#8221;4.23.1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Are IT Wallet and EUDI Wallet the same thing? What differences are there?<\/h2>\n<p><span style=\"font-weight: 400;\">&#8220;Although the concept on which these two digital identity systems are based is practically identical, <\/span><b>IT Wallet and EUDI Walle<\/b><span style=\"font-weight: 400;\">t are two separate projects,&#8221; Panfilo clarifies. &#8220;The EUDI Wallet is a project that the EU announced in 2021 and is part of a major revision of the eIDAS Regulation, the so-called <\/span><b>eIDAS 2.0<\/b><span style=\"font-weight: 400;\">. <\/span><b>The aim of the European wallet is to increase interoperability between member states<\/b><span style=\"font-weight: 400;\"> by digitising not only identity documents but also other &#8216;attributes&#8217;, such as degrees, driving licences, professional certifications, signature certificates. The<\/span><b> IT Wallet<\/b><span style=\"font-weight: 400;\">, on the other hand, is an <\/span><b>entirely Italian project<\/b><span style=\"font-weight: 400;\"> that anticipates, probably already by 2023, the EUDI Wallet and envisages the possibility of having one&#8217;s identity and attributes (starting with driving licence and disability certifications) within, presumably, the PagoPA IO app. What is still unclear, however, is how IT and EUDI Wallet will relate once they are both operational or whether IT Wallet will automatically become one of the EUDI Wallets that can be used by citizens in 2026.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;A che punto \u00e8 il progetto del wallet europeo (EUDI Wallet)?&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is the status of the European wallet project (EUDI Wallet)?<\/h2>\n<p><span style=\"font-weight: 400;\">Panfilo adds: &#8220;The EUDI Wallet project is certainly a broader, far-reaching project that involves the European Commission and has a well-defined roadmap involving legislative and formal steps in Europe, so inevitably the timeframe for its realisation is getting longer. Right now we are in the so-called &#8216;trialogue phase&#8217; of the eIDAS regulation, that is, a moment of negotiation between the representatives of the Parliament, the Council and the Commission, which we believe can be concluded in the next few weeks. In the meantime, <\/span><b>international Consortiums have been selected<\/b><span style=\"font-weight: 400;\"> &#8211;<\/span><b> such as the <\/b><a href=\"https:\/\/www.intesa.it\/en\/the-potential-consortium-selected-by-the-european-commission-to-pursue-its-journey-to-digital-european-identity\/\"><b>Consortium POTENTIAL<\/b><\/a><b>,<\/b><span style=\"font-weight: 400;\"> of which Intesa is a member &#8211; that will work on the &#8216;Large Scale Pilot&#8217;, the pilot projects on various use cases of the EUDI Wallet. Involving so many governments and actors (public and private), for the realisation and diffusion of the EUDI Wallet there are significant technical and regulatory obstacles to be overcome, as well as the need to create a sustainable business model for all and with incentives for participants&#8221;.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Quindi SPID e CIE sono destinate a sparire?&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>SPID and CIE are destined to disappear?<\/h2>\n<p><span style=\"font-weight: 400;\">&#8220;Let&#8217;s start by making a premise, SPID and CIE are two digital identity schemes notified according to the eIDAS regulation. They have different characteristics and in the perspective of the new European Wallet they could be PID (Person Identification Data) Providers, i.e. federated schemes to share a set of personal identity data. The PID providers will serve as a one-off service to initialise the wallets, which for subsequent use will have their own strong authentication mechanisms that will add other attributes to the mere personal data and other functionalities. Wallet therefore does not just mean proving one&#8217;s identity by replacing SPID and CIE, which we know well, but having a series of attributes and services on the side, a bit like our physical wallet is filled not only with the identity card but with various other cards or documents that can be digitised. Returning to the current scenario, however, SPID is still by far the most widely used digital identity system,&#8217; explains Matteo Panfilo, &#8216;but its diffusion suffers from some original sins, including the absence of a sustainable business model for private providers and some other basic features that are no longer surmountable. This does not mean that SPID is destined to disappear or be replaced by the CIE in the very short term: even if the number of CIEs in circulation has exceeded that of SPID, in fact, today it is still SPID that counts the greatest number of accesses and is used.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Certainly, the national governmental indication, reinforced by Europe&#8217;s positioning, is clearly oriented<\/span><b> towards CIE as the identity manager and the only future Italian PID provider<\/b><span style=\"font-weight: 400;\">, which is why<\/span><b> Intesa<\/b><span style=\"font-weight: 400;\"> too<\/span><b> has chosen to be among the first Italian private Service Providers<\/b><span style=\"font-weight: 400;\">: in April 2023, &#8216;Level of Assurance &#8211; LoA&#8217; 2 or &#8216;Substantial&#8217; was introduced for CIE, which previously only had LoA 3 or &#8216;High&#8217;. To be clear, LoA 2 is the one assigned to most SPID users in circulation. Being able to use the CIE with a LoA 2 has certainly simplified its use (i.e. it is no longer essential to have the physical card with you to approach the NFC sensor for each use). According to the new eIDAS regulation, in fact, in order to initialise the wallet, a digital identity with LoA 3 will still be required, which is possible for CIE but not for SPID, and it is precisely SPID that is most widely used in Italy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In other words, the scenario on the horizon both in Italy and in Europe seems to be very favourable and oriented towards the CIE, which, however, still has few users who know how to use it. Our estimate, because there are no official and public numbers, is that there are about 1 million active users (i.e. who use CIEs to access digital services) compared to more than 30 for SPID. This means that in terms of user adoption there is still a long way to go, despite the incentives or processes that will be imposed on users to encourage its use in order to start with the EUDI Wallet from 2026 with a good user base.&#8221;<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Abbiamo accennato agli \u201cattributi\u201d. Cosa sono e in che modo potrebbero modificare il nostro modo di fruire di servizi online?&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>We mentioned &#8216;attributes&#8217;. What are they and how could they change the way we use online services?<\/h2>\n<p><span style=\"font-weight: 400;\">&#8220;For us Italians, already familiar with using our digital identities through SPID and CIE, the real <\/span><b>news of the new wallets will be European interoperability, greater control over privacy, <\/b><span style=\"font-weight: 400;\">but above all<\/span><b> the possibility of also using the so-called &#8216;attributes&#8217; linked to identity<\/b><span style=\"font-weight: 400;\">. In other words, thanks to the wallet, we will always be able to prove that we have professional titles such as university degree or membership of professional associations, representation of legal entities, ISEE, driving licence, disability certification or other attributes and certifications produced by public or private entities. Moreover, our data, such as residence, will always be up-to-date thanks to the integration of various public data sources. This could have significant advantages for end-users and private companies, which could both improve their onboarding flows with certain and verified data acquired in an efficient way, and become attribute providers themselves&#8217;.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Qual \u00e8 il ruolo dei service provider privati come Intesa in questo contesto?&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is the role of private service providers such as Intesa in this context?<\/h2>\n<p><b>Giuseppe Mariani<\/b><span style=\"font-weight: 400;\"> answers: &#8220;Service providers are those who integrate recognition and access with<strong> SPID and CIE<\/strong> within their services, so they are closely affected by these changes. Our goal is to give our customers services that are simple for users and up-to-date with respect to current regulations, and this is why we hope that the IT Wallet project will take into account the investments already made, both by us as &#8216;active participants&#8217; in the ecosystem, and by our customers to get closer to the reality of end users. I believe it is our duty to point out and highlight the interest of those who believed in SPID and CIE to the point of wanting them as an identification and authentication system&#8217;.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Qual \u00e8 la strategia di Intesa?&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What is Intesa&#8217;s strategy?<\/h2>\n<p><span style=\"font-weight: 400;\">&#8220;In the short term we will continue to offer our services based on SPID, which, still, continues to be the digital identity most used by citizens. This is why<\/span><a href=\"https:\/\/www.intesa.it\/intesa-ottiene-laccreditamento-a-soggetto-aggregatore-spid\/\"> <b>we have also become aggregators<\/b><\/a><span style=\"font-weight: 400;\">,&#8221; Mariani says. &#8220;However, we see that CIE&#8217;s numbers are growing, especially now that the user experience has become simpler thanks to the introduction of the LoA Substantial that Matteo also mentioned. We were among the first private companies to give the possibility to use this &#8216;simpler version&#8217; of CIE in our solutions, and as soon as we can, we will also become an aggregator for the ID card. The introduction and diffusion of the EUDI Wallet will be a delicate and important step for the whole EU. We hope that the introduction of the EUDI Wallet will not affect the business model of the current players in the sector and will make it possible to capitalise on the investments and experiences made by many private companies, facilitating a simple transition.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Quale strategie dovrebbero adottare le aziende che vogliono utilizzare le identit\u00e0 digitali nei propri servizi?&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>What strategies should companies that want to use digital identities in their services adopt?<\/h2>\n<p><span style=\"font-weight: 400;\">&#8220;As mentioned, the creation of the EUDI Wallet is a long, but organic and defined process,&#8221; Mariani concludes. &#8220;Thanks to the attribute system, the opportunities for private companies will be many and<\/span><b> will help citizens to have increasingly easy digital experiences<\/b><span style=\"font-weight: 400;\">. There is still much to be defined, but we know that <\/span><b>SPID and CIE will drive any evolution and with a scenario evolving <\/b><span style=\"font-weight: 400;\">so fast, having a trusted partner to accompany these transformation processes can be a significant competitive advantage.&#8221;<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How is the digital identity ecosystem changing in Italy? We talked about it with Giuseppe Mariani and Matteo Panfilo<\/p>\n","protected":false},"author":43,"featured_media":55801,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"<p>[et_pb_section bb_built=\"1\" admin_label=\"section\" _builder_version=\"3.0.71\" module_id=\"post-blog-intesa\"][et_pb_row admin_label=\"row\" use_custom_width=\"on\" width_unit=\"off\" background_repeat_1=\"no-repeat\" background_repeat_2=\"no-repeat\" _builder_version=\"3.0.71\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\"][et_pb_column type=\"4_4\"][et_pb_post_title _builder_version=\"3.17.6\" title_line_height=\"1.5em\" categories=\"off\" comments=\"off\" featured_image=\"off\" author=\"off\" border_style=\"solid\" date_format=\"j F Y\" text_orientation=\"center\" \/][et_pb_text admin_label=\"Sottotitolo\" _builder_version=\"3.17.6\" custom_css_main_element=\"font-size: 24px!important;||font-weight: 400;||font-family: 'Ubuntu';\" header_2_font_size=\"22px\"]<\/p><h2 class=\"sottotitolo\" style=\"font-size: 20px !important;\"><span style=\"font-weight: 400;\">Facciamo chiarezza sulle ultime notizie con Giuseppe Mariani e Matteo Panfilo<\/span><\/h2><p>[\/et_pb_text][et_pb_image _builder_version=\"3.17.6\" src=\"https:\/\/www.intesa.it\/wp-content\/uploads\/2023\/06\/articolo_Digital-identity.png\" \/][et_pb_divider _builder_version=\"3.17.6\" color=\"#6aca98\" module_alignment=\"center\" divider_weight=\"6\" height=\"32px\" max_width=\"300px\" custom_margin=\"60px|||\" \/][et_pb_text admin_label=\"Paragrafo di apertura\" _builder_version=\"3.17.6\" border_radii=\"on|0px|0px|0px|0px\" custom_css_main_element=\"font-size:24px!important;||font-weight:400;||font-family: 'droid-sans';\"]<\/p><p style=\"text-align: center;\">Come sta cambiando l'ecosistema delle identit\u00e0 digitali in Italia? Ne abbiamo parlato con Giuseppe Mariani e Matteo Panfilo<\/p><p>[\/et_pb_text][et_pb_divider _builder_version=\"3.17.6\" color=\"#6aca98\" module_alignment=\"center\" divider_weight=\"6\" height=\"32px\" max_width=\"300px\" \/][et_pb_text admin_label=\"Table of content\" _builder_version=\"3.17.6\" custom_css_main_element=\"background-color:#f4f7fa;||font-family: 'Ubuntu';\"]<\/p><p><img class=\"freccia-interna alignright wp-image-45945\" src=\"https:\/\/www.intesa.it\/wp-content\/uploads\/2021\/11\/freccia-interna.png\" alt=\"\" width=\"31\" height=\"36\" \/><\/p><p style=\"padding-left: 26px; padding-top: 26px;\"><strong>In questo articolo scoprirai:<\/strong><\/p><p>[toc]<\/p><p>[\/et_pb_text][et_pb_text admin_label=\"intro\" _builder_version=\"3.17.6\"]<\/p><p><span style=\"font-weight: 400;\">Ricapitoliamo alcuni passaggi fondamentali. A met\u00e0 del 2021 l\u2019UE avvia i lavori per creare l<\/span><b>\u2019European Digital Identity (EUDI) Wallet<\/b><span style=\"font-weight: 400;\">. A ottobre 2022 un decreto introduce un nuovo modo di utilizzare CIE, con Livello di Sicurezza 2, che ne semplifica l\u2019usabilit\u00e0 avvicinandola a quella di SPID. Nel frattempo si diffonde la notizia, poi smentita, che il governo italiano voglia spegnere lo SPID. <\/span><b>A maggio 2023 il Dipartimento per la Trasformazione Digitale annuncia l\u2019IT Wallet.<\/b><\/p><p><span style=\"font-weight: 400;\">Che l\u2019ecosistema delle identit\u00e0 digitali in Italia sia in fermento \u00e8 chiaro ma con quale obiettivo? Ne abbiamo parlato in questa intervista con <\/span><b>Matteo Panfilo, Chief Solution Officer, e Giuseppe Mariani, General Manager di Intesa.<\/b><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"IT Wallet e EUDI Wallet sono la stessa cosa? Quali differenze ci sono?\" _builder_version=\"3.17.6\"]<\/p><h2>IT Wallet e EUDI Wallet sono la stessa cosa? Quali differenze ci sono?<\/h2><p><span style=\"font-weight: 400;\">\u00abPer quanto il concetto su cui si basano questi due sistemi di identit\u00e0 digitale sia praticamente identico, <\/span><b>IT Wallet<\/b><span style=\"font-weight: 400;\"> ed <\/span><b>EUDI Wallet<\/b><span style=\"font-weight: 400;\"> sono due progetti distinti\u00bb precisa Panfilo. \u00abL\u2019EUDI Wallet \u00e8 un progetto che l\u2019UE ha annunciato nel 2021 e fa parte di un\u2019importante revisione del regolamento eIDAS, il cosiddetto <\/span><a href=\"https:\/\/www.intesa.it\/eidas-2-0-facciamo-il-punto\/\"><b>eIDAS 2.0<\/b><\/a><span style=\"font-weight: 400;\">.<\/span><b> L\u2019obiettivo del wallet europeo \u00e8 aumentare l\u2019interoperabilit\u00e0 tra gli Stati membri<\/b><span style=\"font-weight: 400;\">, digitalizzando non solo i documenti di identit\u00e0 ma anche altri \u201cattributi\u201d, come la laurea, la patente, le certificazioni professionali, i certificati di firma. L\u2019<\/span><b>IT Wallet<\/b><span style=\"font-weight: 400;\">, invece, \u00e8 un <\/span><b>progetto interamente italiano <\/b><span style=\"font-weight: 400;\">che anticipa, <\/span><span style=\"font-weight: 400;\">probabilmente gi\u00e0 entro il 2023, l<\/span><span style=\"font-weight: 400;\">\u2019EUDI Wallet e prevede la possibilit\u00e0 di avere la propria identit\u00e0 e dei propri attributi (a partire da patente e certificazioni per disabilit\u00e0) all\u2019interno, verosimilmente, dell\u2019app IO di PagoPA. Ci\u00f2 che \u00e8 ancora poco chiaro, per\u00f2, \u00e8 come IT e EUDI Wallet si relazioneranno una volta che saranno entrambi operativi o se IT Wallet diventer\u00e0 automaticamente uno degli EUDI Wallet ch<\/span><span style=\"font-weight: 400;\">e nel 2026 potra<\/span><span style=\"font-weight: 400;\">nno essere utilizzati dai cittadini\u00bb.<\/span><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"A che punto \u00e8 il progetto del wallet europeo (EUDI Wallet)?\" _builder_version=\"3.17.6\"]<\/p><h2>A che punto \u00e8 il progetto del wallet europeo (EUDI Wallet)?<\/h2><p><span style=\"font-weight: 400;\">Continua Panfilo: \u00abQuello dell\u2019EUDI Wallet \u00e8 un progetto sicuramente pi\u00f9 ampio, di largo respiro, che coinvolge la Commissione Europea e ha una tabella di marcia ben definita che prevede passaggi legislativi e forma<\/span><span style=\"font-weight: 400;\">li in Europa, q<\/span><span style=\"font-weight: 400;\">uindi inevitabilmente i tempi di realizzazione si allungano. In questo momento siamo alla cosiddetta \u201cfase di trilogo\u201d<\/span><span style=\"font-weight: 400;\"> del regolamento eIDAS, <\/span><span style=\"font-weight: 400;\">ovvero un momento di negoziato tra i rappresentanti di Parlamento, Consiglio e Commissione<\/span><span style=\"font-weight: 400;\"> che crediamo si possa concludere nelle prossime settimane.<\/span><span style=\"font-weight: 400;\"> Nel frattempo<\/span><b> sono stati selezionati i Consorzi internazionali - come il <\/b><a href=\"https:\/\/www.intesa.it\/il-consorzio-potential-e-stato-selezionato-dalla-commissione-europea-per-proseguire-il-suo-viaggio-verso-leuropean-digital-identity\/\"><b>Consorzio POTENTIAL<\/b><\/a><span style=\"font-weight: 400;\">, di cui fa parte Intesa - che lavoreranno ai \u201cLarge Scale Pilot\u201d, i progetti pilota su vari use case di utilizzo dell\u2019EUDI Wallet. Coinvolgendo cos\u00ec tanti governi e attori (pubblici e privati), per la realizzazione e la diffusione dell\u2019EUDI Wallet ci sono dei significativi ostacoli tecnici e normativi da superare, oltre a dover creare un modello di business sostenibile per tutti e che preveda degli incentivi per i partecipanti\u00bb.<\/span><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"Quindi SPID e CIE sono destinate a sparire?\" _builder_version=\"3.17.6\"]<\/p><h2>Quindi SPID e CIE sono destinate a sparire?<\/h2><p><span style=\"font-weight: 400;\">\u00abIniziamo con fare una premessa,<strong> SPID e CIE sono due schemi di identit\u00e0 digitali notificati secondo il regolamento eIDAS<\/strong>. Hanno caratteristiche diverse e nell\u2019ottica del nuovo Wallet Europeo potrebbero essere dei PID (Person Identification Data) Provider ovvero degli schemi federati per condividere un set di dati relativi alla identit\u00e0 anagrafica. I<strong> PID provider<\/strong> serviranno una tantum per inizializzare i wallet, i quali per gli utilizzi successivi avranno propri meccanismi di autenticazione forte e che affiancheranno altri attributi ai meri dati anagrafici e altre funzionalit\u00e0. Wallet quindi non significa solo provare la propria identit\u00e0 sostituendo SPID e CIE che ben conosciamo, ma avere una serie di attributi e servizi a contorno, un po\u2019 come il nostro portafoglio fisico non \u00e8 riempito solo con il documento di identit\u00e0 ma di diverse altre tessere o documenti digitalizzabili. Tornando allo scenario attuale,<strong> SPID \u00e8 per\u00f2 ancora oggi il sistema di identit\u00e0 digitale di gran lunga pi\u00f9 utilizzato<\/strong>\u00bb spiega Matteo Panfilo \u00abma la sua diffusione soffre di alcuni peccati originali tra cui l\u2019assenza di un modello di business sostenibile per i provider privati e alcune altre caratteristiche di base ormai non pi\u00f9 superabili. Questo non significa che SPID sia destinato a sparire o a essere sostituito dalla CIE nel brevissimo: anche se il numero delle CIE in circolazione ha superato quello di SPID, infatti, oggi \u00e8 sempre SPID a contare il maggior numero di accessi e ad essere utilizzato.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Certo, l\u2019indicazione governativa nazionale, rinforzata dal posizionamento dell\u2019Europa, \u00e8 chiaramente orientata <\/span><b>verso CIE come gestore dell\u2019identit\u00e0 e unico futuro PID provider italiano<\/b><span style=\"font-weight: 400;\">, motivo per cui anche<\/span><b> Intesa<\/b><span style=\"font-weight: 400;\"> ha scelto di essere <\/span><b>tra i primi Service Provider privati Italiani<\/b><span style=\"font-weight: 400;\">: ad aprile 2023 \u00e8 stato introdotto il \u00abLevel of Assurance - LoA\u00bb 2 o \u00abSubstantial\u00bb per CIE, che prima conosceva solo il LoA 3 o \u00abHigh\u00bb. Per intenderci, il LoA 2 \u00e8 quello assegnato alla maggior parte delle utenze SPID in circolazione. Poter utilizzare la CIE con un LoA 2 ne ha sicuramente semplificato l\u2019utilizzo (cio\u00e8 non \u00e8 pi\u00f9 indispensabile avere la carta fisica con s\u00e9 da avvicinare al sensore NFC per ogni utilizzo). Secondo quanto previsto dal nuovo regolamento eIDAS, infatti, per inizializzare il wallet, sar\u00e0 comunque richiesta un\u2019identit\u00e0 digitale con LoA 3, possibile per CIE ma non per SPID appunto, ed \u00e8 proprio SPID ad essere maggiormente utilizzato in Italia.<\/span><\/p><p><span style=\"font-weight: 400;\">Insomma, lo<\/span><b> scenario<\/b><span style=\"font-weight: 400;\"> all\u2019orizzonte sia <\/span><b>in Italia che in Europa<\/b><span style=\"font-weight: 400;\"> sembra essere molto <\/span><b>favorevole e orientato alla CIE<\/b><span style=\"font-weight: 400;\">, che per\u00f2 ha ancora pochi utenti che la sanno utilizzare. Le nostre stime, perch\u00e9 non esistono numeri ufficiali e pubblici, \u00e8 che gli utenti attivi (cio\u00e8 che utilizzano CIE per accedere ai servizi digitali) siano circa 1 milione rispetto agli oltre 30 di SPID. Questo significa che in termini di adozione da parte degli utenti la strada \u00e8 ancora lunga, nonostante gli incentivi o i processi che verranno imposti agli utenti per favorirne l\u2019utilizzo per partire con l\u2019EUDI Wallet dal 2026 con una buona base di utenti\u00bb.<\/span><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"Abbiamo accennato agli \u201cattributi\u201d. Cosa sono e in che modo potrebbero modificare il nostro modo di fruire di servizi online?\" _builder_version=\"3.17.6\"]<\/p><h2>Abbiamo accennato agli \u201cattributi\u201d. Cosa sono e in che modo potrebbero modificare il nostro modo di fruire di servizi online?<\/h2><p><span style=\"font-weight: 400;\">\u00abPer noi italiani, gi\u00e0 abituati a utilizzare le nostre identit\u00e0 digitali tramite SPID e CIE, le vere <\/span><b>novit\u00e0 dei nuovi wallet saranno l\u2019interoperabilit\u00e0 europea, il controllo maggiore della privacy<\/b><span style=\"font-weight: 400;\">, ma soprattutto <\/span><b>la possibilit\u00e0 di utilizzare anche i cosiddetti \u201cattributi\u201d<\/b><span style=\"font-weight: 400;\">, appunto, legati all\u2019identit\u00e0. In altri termini, grazie al wallet potremo sempre dimostrare di avere titoli professionali come la laurea o l\u2019iscrizione ad albi professionali, la rappresentativit\u00e0 di persone giuridiche, l\u2019ISEE, la patente di guida, la certificazione di disabilit\u00e0 o altri attributi e certificazioni prodotti da entit\u00e0 pubbliche o private. Inoltre i nostri dati, come la residenza, saranno sempre aggiornati grazie appunto all\u2019integrazione di varie fonti dati pubbliche. Questo potrebbe avere dei significativi vantaggi per utenti finali e per aziende private, che potrebbero sia migliorare i flussi di onboarding con dati certi e verificati acquisiti in modo efficiente, sia diventare loro stessi erogatori di attributi\u00bb.<\/span><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"Qual \u00e8 il ruolo dei service provider privati come Intesa in questo contesto?\" _builder_version=\"3.17.6\"]<\/p><h2>Qual \u00e8 il ruolo dei service provider privati come Intesa in questo contesto?<\/h2><p><span style=\"font-weight: 400;\">Risponde <\/span><b>Giuseppe Mariani<\/b><span style=\"font-weight: 400;\">: \u00abI service provider sono coloro che integrano il riconoscimento e gli accessi con SPID e CIE all\u2019interno dei loro servizi, quindi sono strettamente interessati da questi cambiamenti. Il nostro obiettivo \u00e8 far s\u00ec che i nostri clienti abbiano servizi che siano semplici per gli utenti ed aggiornati rispetto alla normativa vigente e per questo ci auguriamo che il progetto dell\u2019IT Wallet tenga conto degli investimenti gi\u00e0 fatti, sia da noi come \u00abpartecipanti attivi\u00bb dell\u2019ecosistema, sia dai nostri clienti per avvicinarsi alla realt\u00e0 degli utenti finali. Credo sia nostro compito far presente ed evidenziare l\u2019interesse di chi in SPID e CIE ci ha creduto al punto da volerle come sistema di identificazione e autenticazione\u00bb.<\/span><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"Qual \u00e8 la strategia di Intesa?\" _builder_version=\"3.17.6\"]<\/p><h2>Qual \u00e8 la strategia di Intesa?<\/h2><p><span style=\"font-weight: 400;\">\u00abNel breve periodo continueremo a proporre i nostri <strong>servizi basati su SPID<\/strong>, che, ancora, continua ad essere l\u2019identit\u00e0 digitale pi\u00f9 utilizzata dai cittadini. Per questo <\/span><a href=\"https:\/\/www.intesa.it\/intesa-ottiene-laccreditamento-a-soggetto-aggregatore-spid\/\"><b>siamo diventati anche soggetti aggregatori<\/b><\/a><span style=\"font-weight: 400;\">\u00bb continua Mariani. \u00abVediamo per\u00f2 che<strong> i numeri di CIE sono in crescita,<\/strong> soprattutto ora che l\u2019esperienza utente \u00e8 diventata pi\u00f9 semplice grazie all\u2019introduzione del <strong>LoA Substantial<\/strong> a cui ha accennato anche Matteo. Siamo stati tra le prime aziende private a dare la possibilit\u00e0 di utilizzare questa \u00abversione pi\u00f9 semplice\u00bb di CIE nelle nostre soluzioni e non appena ci sar\u00e0 possibile diventeremo soggetti aggregatori anche per la carta di identit\u00e0<strong>. L\u2019introduzione e la diffusione dell\u2019EUDI Wallet sar\u00e0 un passaggio delicato e importante per tutta l\u2019UE<\/strong>. Ci auguriamo che l\u2019introduzione dell\u2019IT Wallet non incida sul modello di business degli attuali operatori del settore e renda possibile capitalizzare gli investimenti ed esperienze fatte da molte aziende private, favorendo una transizione semplice\u00bb.<\/span><\/p><p>[\/et_pb_text][et_pb_text admin_label=\"Quale strategie dovrebbero adottare le aziende che vogliono utilizzare le identit\u00e0 digitali nei propri servizi?\" _builder_version=\"3.17.6\"]<\/p><h2>Quale strategie dovrebbero adottare le aziende che vogliono utilizzare le identit\u00e0 digitali nei propri servizi?<\/h2><p><span style=\"font-weight: 400;\">\u00abCome si \u00e8 detto la creazione dell\u2019EUDI Wallet \u00e8 un processo lungo, ma organico e definito.\u00bb conclude Mariani. \u00abGrazie al sistema di attributi le opportunit\u00e0 per le aziende private saranno molte e<\/span><b> aiuteranno i cittadini ad avere esperienze digitali sempre pi\u00f9 semplici<\/b><span style=\"font-weight: 400;\">. C\u2019\u00e8 ancora molto da definire, ma sappiamo che<\/span><b> SPID e CIE saranno alla base di qualsiasi evoluzione<\/b><span style=\"font-weight: 400;\"> e con uno scenario che si evolve cos\u00ec velocemente, avere un partner di fiducia che accompagni questi processi di trasformazione pu\u00f2 rappresentare un vantaggio competitivo significativo\u00bb.<\/span><\/p><p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[571],"tags":[690,705,706,488,716,664,692],"class_list":["post-54989","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-regulations","tag-cie-en","tag-cie-en-2","tag-digital-identity-en-2","tag-digital-identity","tag-eudiw-en-2","tag-eudiw","tag-eudiw-en"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/posts\/54989","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/users\/43"}],"replies":[{"embeddable":true,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/comments?post=54989"}],"version-history":[{"count":3,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/posts\/54989\/revisions"}],"predecessor-version":[{"id":59917,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/posts\/54989\/revisions\/59917"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/media\/55801"}],"wp:attachment":[{"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/media?parent=54989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/categories?post=54989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oldintesa.etinet.net\/en\/wp-json\/wp\/v2\/tags?post=54989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}